Budget picks.
Down here every $30 matters and the spec that decides a card's lifespan is VRAM. An 8GB card is a purchase you will regret in two years; a 12GB or 16GB card at the same price is a keeper. These picks are ordered accordingly.
The ranking
6 cardsRadeon RX 9060 XT 16GB
16GB at a $349 launch price. On memory per dollar at MSRP, nothing new touches it.
Arc B580
12GB at a $249 launch price broke the budget segment's pricing logic, when you can find one near it.
GeForce RTX 5060 Ti 16GB
The cheapest new NVIDIA card with 16GB, which quietly makes it the budget local-AI default.
GeForce RTX 3060 12GB (used)
The accidental AI starter card: 12GB and CUDA at pocket-money used prices.
Arc B570
The B580's little sibling. Fine card, awkward $30 gap at MSRP.
GeForce RTX 5060
Fine at 1080p today. The 8GB buffer is a countdown timer.